Personal Injury Lawyer in New Jersey

Mercer County sits at the geographic and civic center of New Jersey — the state capital is here, two major interstate corridors cut through, and roughly 370,000 residents spread across 226 square miles that range from dense urban neighborhoods to suburban townships and rural back roads. When people in this part of the state get hurt because of someone else’s negligence, they face an injury claims process that looks different from nearly every other state. At The Law Offices of Greg Prosmushkin, P.C., we handle personal injury cases throughout Mercer County and the surrounding region, and we work from our Trenton office just blocks from the courthouse where your case would be filed.

Personal Injury Cases We Handle in New Jersey

There are many types of injuries that fall under the category of personal injury. Our team has experience representing clients in New Jersey across a wide range of case types, including:

Each of these case types involves its own legal standards, evidence requirements, and insurance dynamics. If your situation does not fit neatly into one of these categories, contact us — we can evaluate your case and advise you on your options.

Why New Jersey Injury Law Works Differently Than You Might Expect

If you’ve ever lived in or dealt with Pennsylvania law — or if you’ve seen advertising aimed at out-of-state drivers — you may have heard that “fault determines who pays.” That’s only partially true in New Jersey, and the details matter enormously when you’re the one who got hurt.

New Jersey is a no-fault state for auto insurance, which means your own Personal Injury Protection (PIP) coverage pays your medical bills first, regardless of who caused the crash. Every driver in New Jersey must carry PIP coverage. That sounds protective, but the no-fault system is just the first layer. Whether you can pursue a traditional tort claim against the driver who hit you — and recover for pain, suffering, and losses that go beyond your medical bills — depends on a choice that most drivers made years ago and may not remember making.

When NJ drivers purchase auto insurance, they select one of two tort options:

The “limitation on lawsuit” option (verbal threshold): Under N.J.S.A. 39:6A-8, this option restricts your right to sue for pain and suffering unless your injuries meet one of six specific categories — death, dismemberment, loss of a fetus, significant disfigurement or scarring, a displaced fracture, or a permanent injury. If your injuries are serious but don’t technically clear one of those thresholds, you could be barred from suing even if the other driver was entirely at fault. Most New Jersey drivers chose this option because it comes with lower premiums — and many don’t discover what they gave up until they’re sitting in a hospital room after a crash.

The “no limitation on lawsuit” option: If you selected this at policy purchase, you retain the right to sue for any injury caused by a negligent driver, regardless of severity. Fewer NJ drivers carry this option.

This distinction — which Pennsylvania’s tort election system handles differently — is one of the first things we analyze in any NJ auto case. If you’re not sure which option you have, your insurance declarations page will say “limitation on lawsuit” or “no limitation on lawsuit” under the tort option section. We can walk you through what it means for your specific situation during a free consultation.

The Courts That Handle Mercer County Cases

Personal injury lawsuits in Mercer County are filed in the Mercer County Superior Court, Civil Division, located at 175 South Broad Street, Trenton, NJ 08650. Assignment Judge Robert T. Lougy presides over the civil division. The courthouse is open Monday through Friday, 8:30 a.m. to 4:30 p.m., and can be reached at 609-571-4200.

Our office at 1142 Brunswick Avenue in Trenton is within easy reach of the courthouse — a practical advantage when filings need to happen quickly, hearings arise on short notice, or case strategy requires close coordination with local court staff and opposing counsel familiar with this venue.

Key Legal Deadlines in New Jersey

New Jersey’s statute of limitations for most personal injury claims is two years from the date of injury, under N.J.S.A. § 2A:14-2(a). Missing that deadline typically means losing the right to recover anything, regardless of how strong your underlying case is.

But two years isn’t always how long you have. Claims against a government entity — a state agency, county department, or municipal body — require a Notice of Claim filed within 90 days of the accident, under the New Jersey Tort Claims Act. Mercer County is home to the state capital, Trenton, dozens of state agencies, county road departments, and municipal governments. Government vehicles are involved in crashes here regularly. If a state car hit you, if you fell on a government-maintained sidewalk, or if a county road defect caused your accident, the 90-day clock may already be running. Waiting until month three to call a lawyer is waiting too long.

Modified Comparative Negligence

New Jersey uses modified comparative negligence under N.J.S.A. 2A:15-5.1. If you were partially at fault for your own injuries, your recovery is reduced by your percentage of fault — but only up to a point. If a jury or insurer assigns you more than 50% of the fault, you receive nothing. At 50% or below, you still recover, just proportionally reduced. At exactly 50% fault, you can still make a claim.

Insurance adjusters know this rule and routinely attempt to push a claimant’s assigned fault above that 50% line. Documenting the accident scene, gathering witness statements promptly, and getting legal representation before recorded statements are taken can be the difference between a recovery and a bar.

Where We Serve in Mercer County

From our Trenton office, we represent clients throughout the county, including:

Trenton — the state capital and county seat, with a mix of urban roadways, government-entity considerations, and one of the most dangerous urban highways in the country running through its western edge
Hamilton Township — Mercer County’s largest municipality by population, with documented high-crash commercial corridors
Princeton — a college town and corporate biotech corridor with two distinct and very different accident risk environments
Lawrenceville / Lawrence Township — a Route 1 commercial strip with a documented history of serious crashes at driveways and intersections
Ewing Township — a residential township bordering Trenton where Route 29’s design has contributed to fatal crashes

The primary trauma facility for serious injury victims throughout this area is Capital Health Regional Medical Center, a Level II Trauma Center at 750 Brunswick Avenue in Trenton. Many of the clients we’ve helped found their way to Capital Health on the day of their accident. We know the region, the roads, and the legal landscape.

About the Firm

Greg Prosmushkin has been handling personal injury cases for nearly 20 years, representing clients in both New Jersey and Pennsylvania. The firm has recovered significant results for clients, including a $2.3 million settlement in a car accident case. We offer free consultations and take personal injury cases on a contingency fee basis — meaning you owe no attorney’s fees unless we recover for you.

If you were injured in Mercer County or anywhere in the South Jersey region, call us at 609-656-0909 to speak with a member of our team.

Frequently Asked Questions About Personal Injury Cases in New Jersey

Is there a time limit to file a personal injury case in New Jersey, New Jersey?

Yes. Under N.J.S.A. 2A:14-2, you have two years from the date of your injury to file a personal injury lawsuit in New Jersey. This is a strict deadline — missing it almost always means your case is permanently barred. An important exception: if your injury involves a government entity (a state vehicle, a poorly maintained county road, a municipal bus), you must file a Notice of Claim within just 90 days under the New Jersey Tort Claims Act. If you were hurt in New Jersey, do not wait to explore your options.

Who is responsible for payment of my medical bills after an accident in New Jersey?

New Jersey is a no-fault state for auto accidents, which means your own car insurance’s Personal Injury Protection (PIP) coverage pays for your medical bills regardless of who caused the crash — up to your policy limit. This applies whether you were hurt in New Jersey or elsewhere in the state. If your medical expenses exceed your PIP limit, or if you have a claim for pain and suffering that meets the threshold under your policy, the at-fault driver’s liability insurance may be responsible. For non-auto injuries like slip and falls or construction accidents, the at-fault party’s liability insurance is typically responsible.

How much will it cost to hire a personal injury lawyer for my New Jersey case?

The Law Offices of Greg Prosmushkin handle personal injury cases on a contingency fee basis. That means you pay nothing upfront and owe no legal fees unless we recover compensation for you. The consultation is free, and there is no financial risk to you in speaking with us about your New Jersey case. If we do not win, you do not pay.

How long will my New Jersey personal injury case take?

Timelines vary depending on the complexity of your injuries, how clearly fault is established, and whether the insurance company negotiates in good faith. Personal injury cases throughout Mercer County are filed in the Mercer County Superior Court at 175 South Broad Street in Trenton. Some cases resolve in months through negotiation; others require litigation and may take a year or longer. We will be upfront with you about what to expect during your free consultation.