Uber Accident In Philadelphia
Uber, Lyft, and Sidecar are popular commercial ride-hailing services that enable riders to hail a private taxi with the touch of a button on their smartphone application. Because commercial ride-hailing services like Uber and Lyft are so popular, we will likely see more and more instances of these cars becoming involved in accidents.
With these services, both the driver and company have a duty to protect their passengers’ safety and must also have adequate insurance coverage in the event of an accident. If you have been involved in an accident with an Uber or Lyft driver, either as a ride-hailing passenger or as a passenger in another vehicle, you should consult with an Uber accident lawyer Philadelphia trusts.
At The Law Offices of Greg Prosmushkin, P.C., we offer free consultations. Take advantage of this complementary meeting; call us today to evaluate your claim.
The ridesharing phenomenon has made getting around the city of Philadelphia easier and has provided many individuals with a new income source. However, as these ride-hailing apps grow more popular, more and more Uber and Lyft vehicles are becoming involved in car accidents.
Consequently, insurance companies are not always providing the proper compensation to victims who are harmed in these accidents. Ridesharing cases are a new legal development and therefore entail murky legal waters.
Uber and Lyft accident victims are often unsure what steps they should take to receive the proper compensation for their injuries. Our attorneys have extensive experience in this complex area of law and can give victims a chance for justice.
What Is The Difference Between Uber And Taxicab Services In Terms Of Insurance?
Uber and other ride-hailing service drivers use their own personal vehicles as part of the ridesharing process. These drivers are not employees of the ridesharing company; instead, they are considered independent contractors. Like every other vehicle on the road in the Commonwealth of Pennsylvania, vehicles used in ride-hailing services must have insurance coverage.
However, because private owners are operating their cars, some insurance companies may deny accident claims because the car is being used for commercial purposes rather than personal use. Without a commercial policy to cover a loss in the event of an accident, a serious question about whether a driver in the rideshare company, a passenger, or the other vehicle will have coverage based upon this is up in the air.
Uber assumes that a passenger or driver of the other car is covered by Uber’s commercial policy. This may not apply to the driver of the vehicle you are in. The issues for compensation are complicated when using a ridesharing car company.
In addition, ride-hailing services maintain insurance policies that change during the ride phase. For instance, Uber maintains a commercial policy with $1 million in liability coverage per accident once the driver agrees to pick up a rider. This coverage continues until the trip is complete and the rider reaches their destination.
In between trips, most drivers’ insurance provides coverage. Specifically, Uber drivers are backed by an additional policy for bodily injury. Uber also maintains $1 million in insurance coverage for accidents that involve uninsured or underinsured motorists.
What Does A Uber Accident Lawyer In Philadelphia Do?
Car accidents are so common because of the increase in traffic on the road and the number of people who engage in distracted driving or operate their vehicles in excess of the speed limit. If you are involved in an accident, whether it is your fault or the other driver’s fault, you would need an accident lawyer.
Especially if the accident involved a ride-hailing service, you should consider hiring a lawyer for Uber accidents who can enable you to recover the losses that you suffered. These types of claims require extensive paperwork, which a lawyer who focuses on car accidents can help you get through.
When you use Uber or other rented vehicles as a passenger, and an accident occurs, you should consider seeking legal representation to pursue compensation. Uber lawyers can also represent a third party or a pedestrian affected by an Uber accident. Experienced Uber lawyers can communicate with Uber or the insurance adjuster on your behalf. In these cases, securing legal assistance can provide you with better leverage for settlement.
Why Do You Need Uber Accident Lawyers In Philadelphia?
With the emerging trend of carpooling and sharing a hired vehicle with others to reach the same destination, more people are using Uber to do so. In the event of an accident, especially when there are multiple passengers, there will be so many people who need compensation for their injuries.
The insurance coverage for personal injury liability may cover a certain amount, but that might not be adequate compensation for your injuries. In such cases, having Uber accident lawyers can be quite valuable.
Some of the things for which you can be compensated after an accident include:
- Medical costs
- Lost income
- Pain and suffering following the accident
A skilled Philadelphia Auto Accident Lawyer can help you leverage your case and seek the appropriate damages to compensate you for all your losses in the accident. Your Uber injury lawyer can work on your behalf to obtain the best results possible in your case. There are three kinds of accidents in which you can claim total compensation:
- A motorist or a passenger gets injured in an accident when sharing a ride, and the driver is at fault.
- The driver gets injured in the accident, and the other motorist is at fault.
- The passenger is injured in the accident, and no driver is at fault.
Your uber lawyer will help you get the compensation due to you after the accident in the above cases.
Why Do You Need Lawyers Who Focus On Uber Accident Cases?
Accidents involving Uber drivers or other ridesharing vehicles need skilled lawyers who know how to appropriately seek compensation on your behalf. They can help you complete the piles of the required paperwork and amass the evidence that will prove the other party’s fault.
With carefully honed legal skills and experience, an Uber accident lawyer can enable you to get the appropriate compensation that you deserve. Lawyers are comfortable working with victims from all walks of life who have been involved in various types of accidents and injuries that require compensation.
Along with their legal team, Uber accident lawyers will be highly skilled in auto accident cases. They are well-versed in the challenges that accident victims face and how much help they will require throughout seeking compensation.
Many car accident lawyers follow the “no recovery, no fee” rule. It means a victim will not have to pay the lawyer any amount unless they win compensation. The Uber accident lawyer will fight on your behalf to get you compensated for your injuries. With the help of an experienced Uber accident lawyer, the victim may have a better chance of securing compensation for their injuries.
There are many reasons why an Uber accident may occur. For example, the driver may have to work overtime or late into the night to fulfill their working quotas, causing them to drive while fatigued.
Additionally, this driver may have to navigate unfamiliar areas or drop customers within a specified time to get a good customer rating. With so many factors to consider, there are chances of getting into accidents.
The Situation During An Accident
When a victim is involved in an accident, they often do not know how to pursue the compensation they deserve. This is why you should consider seeking the services of an experienced lawyer who is adept at handling accident cases. The lawyer will know the necessary steps to pursue the fair compensation you deserve after an accident.
Your Uber accident lawyer should have several years of experience in this area to position them well to get justice for their clients. They will have to know about rideshare insurance and how it varies from auto insurance, which regularly is confusing—knowing these things is vital for an Uber driver when they begin participating in a ridesharing service.
Many victims injured in ridesharing accidents automatically assume that Uber will appropriately cover the damages and injuries they have suffered and that there is no need to file a legal compensation claim.
However, this is not the case. An accident victim should understand that big corporation will prioritize their interests, and you have to look out for your own. Rideshare accident lawyers will help you in your endeavor, prioritizing your interests and working to ensure that you receive your total compensation.
How A Lawyer Will Help You Recover Damages?
Recovering damages can be a tedious process that often involves reams of paperwork. The legal tangles you encounter may require the experience of an accident lawyer. When a big corporation decides to stand in the way of your compensation after you suffer injuries, you should consider getting in touch with an Uber accident attorney in Philadelphia who will have better bargaining power and help you get out of the difficult legal situation.
Suppose you have suffered significant injuries in an Uber accident. In that case, you will need an accident attorney to help win the legal battle and hold the negligent party accountable for your damages. An experienced lawyer can guide you through the entire process and improve your chances of getting the compensation you deserve. Your attorney can help you through the case while ensuring you understand every stage.
Three stages will determine the eligibility for a claim based on when the accident occurs:
- When the app is on, and the driver is waiting for the ride request (they have limited liability, and they need their insurance, as well)
- When the driver picks up the passenger (there is better coverage for this)
- When the passenger is in the vehicle (claims for both the passenger and driver)
Suppose you or a loved one has suffered a personal injury resulting from an accident with a ride-hailing service. In that case, you can seek compensation with comprehensive assistance from the experienced lawyers at the Law Offices of Greg Prosmushkin, P.C.