School Bus Accident Lawyer Philadelphia
School Bus Accidents are unfortunately found among the more common tragedies which we see routinely each year on the news. These kinds of accidents in particular pose unique threats to safety due to the regrettable absence of safety features in the structure of a typical bus. Restraint systems such as seat belts are usually not found within the vehicle. Even when they are, they are usually in the form of a lap belt only, rather than the standard three point configurations seen in passenger vehicles. Low seat backs are a distinguishing feature in most school buses. This type of feature poses a great danger to passengers, due to the lack of head protection, which increases the chances for severe whiplash in case of an accident.
When you put your children on the school bus each morning, you have every right to trust that they will be transported to and from the school safely. While bus travel is by far one of the safest means to transport students, the National Highway Traffic Safety Administrations says that the over 300,00 fatal traffic accidents from the time period of 2006-2015, 1,172 of these accidents were classified as school-related transportation. School bus accidents are not limited to the collision of a bus, but may also include slip and fall injuries, or injury when boarding and exiting the bus.
The safety of children should be the top priority in our society both in and out of the home, including teachers and school workers. However, if someone such as a school bus driver, owner of the bus, maintenance company or other related individual chooses to act negligently, a young child may be the one to pay the price.
Children and School Bus Accidents
Accidents in which children get injured while going to school, traveling on a school trip, or sporting transfer in a school bus are in particular deeply troubling. The operator of a School Bus typically has a manual which spells out the standard of care operators should be obliged to as a means to guarantee passenger safety. Regardless of whether it is spelled out in a manual, the driver of the school bus must adhere to the highest standard of care in order to ensure the safety of the passengers. This means both ensuring that everyone is seated correctly, and driving in a cautious manner.
Most school districts contract the transportation of students under independent bus companies. These independent bus companies generally have insurance which covers an incident which may occur if they are at fault. Medical bills, however, will be apportioned to the insurance company which the parents or resident relatives carry that cover the child on the bus. In other words, a child injured in a bus accident must use the medical coverage of any relative that they reside with. If there is more than one insurance policy in the household, then those companies pay the bills on a pro rata sharing system. If no policy exists at home for this coverage, then the school bus insurance will be responsible for medical bills.
At The Law Offices of Greg Prosmushkin, P.C., our lawyers have handled many accidents involving school buses. We know the subtleties of the insurance coverage and what experts are appropriate for your case. The consultation is free, so give us a call.
Renting a School Bus for a Private Party
There are times where a School Bus is used for a private party. The bus company which services these kinds of rentals should have insurance for the bus, but in some cases separate insurance is contracted for by the people renting the bus. This is appropriate for graduation parties, bar mitzvahs, bachelor and bachelorette parties, and the like. Accidents in which the bus is rented by a private party can be complicated. This is particularly true in these cases where insurance issues can get tangled. Philadelphia Car Accident Attorneys at The Law Offices of Greg Prosmushkin, P.C. have experience with these types of claims. If you or a loved one were involved in an accident with a school bus, please contact our office for a Free Consultation.
This content was written on behalf of Greg Prosmushkin.